Minimum wage, pensions, price of stamps, health costs, taxes, birth bonus, housing benefits: the new year is accompanied, as always, by a string of changes affecting personal finances.
By
Exit 2020, here comes 2021… If, restrictions linked to the health crisis oblige, this first day of year n he will probably not have the flavor of the previous ones, it is in no way different from its predecessors on one point: who says January 1, says new things in spades affecting the resources and expenditure of households. Update on the main changes applicable this Friday.
- Housing and real estate
It is in terms of housing that the changes are most notable. This 1 st January is indeed the great day for the repeatedly postponed reform of housing assistance. To calculate their amount, we will no longer base ourselves on the resources of benefit recipients for year N – 2, but on the last twelve months. “Your aid (…) from January, February and March 2021 will be calculated with your income from December 2019 to November 2020”, that “from April, May and June 2021 (…) with your income from March 2020 to February 2021”, details the website of the family allowance funds ( CAF).
Another novelty: the financial aid system for the energy renovation of housing “ MaPrimeRenov ‘ a > “, born just a year ago, is expanded. Owners will now be able to use it regardless of their income, and even if they rent out their property. In practice, quotes signed from October 2020 are eligible. Applications can be submitted from January 11 for owner-occupiers, and July 1 st for lessors. This bonus replaces the energy transition tax credit, which is almost completely extinguished.
The year 2021 is also marked, for real estate investors, by a modification of the “Pinel” system: it does not ‘It is no longer possible to benefit from it for a single-family house, only dwellings located “in a collective dwelling” can qualify. This device offers owners a tax reduction if they buy new real estate and commit to renting it out for at least six years to low-income households, while respecting rent ceilings.
- Invoices and tariffs
While regulated gas prices were almost stable in January, increased by 0.2% on average (excluding taxes), those for stamps are once again skyrocketing. The increase thus reached 11.3% for the green stamp, the most common, which went from 97 cents to 1.08 euros. Some packs of cigarettes will also see their price inflate this January 1 st .
You have 71.85% of this article left to read. The rest is for subscribers only.