The limit for issuing cash from a card is set by the bank itself within the framework of the tariff at which the card is serviced. The higher the status of the card, the higher the withdrawal limit. Alexey Krichevsky, an expert at the Academy of Finance and Investment Management, named the way to increase it in an interview with the Prime agency.
“Limiting the amount of cash withdrawals is strictly an indicator of the relationship between the bank and the client. Limitations are also placed on interest-free withdrawals at ATMs of other banks, and they also depend on the status of the client,” he explained. You can increase the limit for a separate commission at the request of the client.
The expert advises ordering a large amount of cash in advance. Thus, until it is issued, it will be frozen on the account. In addition, you can independently set spending or cash withdrawal limits on the card.
In November Central Bank recommended banks to limit the maximum amount of cash withdrawals from cards at the cash desks of stores. The limit for withdrawing plastic cards will be 5,000 rubles per day and 30,000 per month.