Five years after the marketing of first new housing units, this system consisting in dissociating the land from the building to reduce the purchase price is a real success.
by Claire Ané
“The real solidarity lease [BRS] allowed me to buy a three-piece for the price of a two-room apartment on the classic market. And I liked to participate in this innovative and anti-Festilective project ! “Summarizes Daniel Henry. This 65-year-old retiree has just moved with his wife and their son to the third and penultimate floor of a small building located in Romainville (Seine-Saint-Denis), on the edge of Lilas, northeast of Paris . He likes the double exhibition of the apartment, his balcony with an orange sun visor, the zinc roof “which recalls the traditional architecture of Paris”. He appreciates that the condominium is “on a human scale” and located in a suburban district, close to shops and a future stop on line 11 of the metro. And he is happy to “try” the brs.
Inspired by a system born sixty years ago during the Civil Rights Movement in the United States, and created in France by law for access to housing and renovated town planning (Alur) of 2016 , the real solidarity lease consists in dissociating the land from the building, in order to reduce the purchase prices. Daniel Henry signed a 99 -year -old lease with the solidarity land organization (OFS) owner of the land, and pays him a monthly royalty, set here at 1.48 euros per square meter. The BRS also benefiting from a VAT rate reduced to 5.5 %, the retiree bought his apartment 30 % cheaper than market prices.
These advantages are subject to several conditions: the buyer undertakes to make accommodation his main residence; He must have modest income (for the apartment of Daniel Henry, located in zone A – very tense – and having three occupants, they cannot exceed 53,440 euros per year), and he cannot bequeath or resell that to a person whose income is also below ceilings.
The resale must be carried out without added value: the purchase price can only be increased by the construction price index or rents, and part of the possible work carried out. With the guarantee of a takeover by the OFS if no buyer was found.
“People like it”
This model is growing. “We were wondering if the French were ready. The answer is yes! The marketing is well walked,” said Christian Chevé, secretary of the Solidarity France Foncier network, during the fourth days of the OFS, the 1 ER and December 2, 2022 in Paris.
put up for sale during containment, the thirty -one apartments in BRS in Romainville have left easily. “The first were the eighty, which interest the families, and the two-pieces, bought by single people who, with a single salary, could not become owners,” explains Cécile Hagmann, Managing Director of the Coop Foncière Ile -de -France, the OFF owner of the field.
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