The application of calculation formulas, without boost: this is what the Governor of the Banque de France intends to recommend for the remuneration, on August 1, of the Livret A and the Popular Savings Booklet. Bercy intends to communicate at the weekend.
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For the second time in six months, the remuneration of booklet A, set at 1 % since February 1, is about to be multiplied by two. It is “possible” that the rate reaches 2 %, indeed, declared François Villeroy de Galhau, the governor of the Banque de France, on July 13 at franceinfo .
Each semester, the latter has the responsibility of calculating the rate, based on a formula fixed by the government by decree, which takes into account inflation, for half the interbank interest rates at short term.
For the 1 er August, he advocates the application of this recipe without a boost: “There is not in our eyes justifications to make an exceptional exceptional gesture, the formula gives a significant increase for savers. “
Even again doubled, and even if it is much higher than the average remuneration of tax booklets taxed ( 0.09 %, According to the Banque de France), a rate at 2 % would remain much lower than inflation, at 5.8 % in June over a year, according to figures communicated by the National Institute of Statistics and Economic Studies (INSEE) this Wednesday. Bercy has not, for the moment, not want to confirm this rate, which will also apply to the Sustainable and Solidarity Development Booklet (LDDS).
800,000 LEP openings
The ministry does not intend to reveal for the moment what will be the remuneration of the popular savings book (LEP), currently at 2.2 %. For this less known booklet, accessible on condition of Resources (for a couple with two children for example, therefore three tax shares, the reference tax income ceiling is set at 41,977 euros), the governor of the Banque de France simply explained that the rate would be ” clearly “higher than that of booklet A and that an exceptional gesture was, too, unjustified.