SME Bank is preparing a new development strategy, which consists in caring from loan funds to the number of government support recipients. SME Bank involves becoming a partner for banks with a basic license, as well as regions of Russia. About this “Interfax” reported by the Director-General of the SME Corporation Alexander Isaevich.
Currently, the main owner of the bank is the State Federal Corporation for the Development of Small and Medium Entrepreneurship (SMEs Corporation). Until recently, the SME Bank was assumed as part of the reform of development institutions will be merged with the subsidiary bank of the State Corporation House. The transaction was supposed to close in the middle of 2021. However, the Russian government decided to abandon this plan, followed from the minutes of the meeting at the Deputy Prime Minister Dmitry Grigorenko, which took place at the end of September 2021. The government agreed with the proposal of the Ministry of Economic Development, which comes out for the feasibility of preserving SMEs of the Bank under the management of the SME Corporation.
At the end of December 2021, the Russian Prime Minister Mikhail Mishustin signed a resolution excluding the “Road Map” Optimization of Development Institutions Paragraph about the union of SME Bank with Bank Dom.rf. “We are together with the government and business are preparing a strategy for the development of SMEs of the Bank. We will focus on caring from volumes to the number of recipients of state support. In September last year we launched a new product that allows business without collateral to get rapid financing at fair rates. During this time, the mechanism took advantage 1.2 thousand companies. This project we will scale this year, “said Alexander Isaevich.
“We need to fully rebuild the work of the Bank as the Institute of Development, making it digital, convenient, with a wide range of products for small and microbusiness. Also another task of SME Bank is to become a bake office of the piloting government and then scaling new financial support tools. . We will also, together with WEB.RF, implement projects in the framework of the development of the urban economy. Another area that we develop with the Bank of Russia is to make SME Bank partner for banks with a basic license and regions, “added SME Director-General.
The fact that SME Bank can change the vector of development, it was said in its reporting on RAS for 9 months. The Bank warned that at the end of 2021 – the beginning of 2022, “cardinal transformation of strategy, risk management systems and quality management systems, as well as a niche and role of SME Bank”.
SME Bank According to the results of the third quarter of 2021, it takes the 61st place in the size of assets in the Ranking “Interfax-100” prepared by Interfax-CEA.