According to the Ekvifax credit history bureau, the average auto loan size in Russia in November record rose to 1.2 million rubles (by 2.4 percent), writes RIA Novosti.
the total cost of car loans has increased: since the beginning of the year, it has grown by 1.2 percent – up to 15.3 percent. The average loan period in this segment remained stable – 61 months.
“We can talk with great confidence that the growth of interest rates will continue in December, and maybe for the first time in history the market will observe a decrease in retail lending in traditionally” high “for lending month, and taking into account regulatory pressure, It is quite possible to reduce the average amounts of lending, “said Oleg Lagutkin.
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It is reported that the Russians less often began to issue loans for the purchase of cars: the number of new car loans decreased by 7.3 percent per month. But due to the increase in the average debt size, the total amount of issuance asked slightly – by 5.1 percent (up to 82.6 billion rubles).
Earlier it was reported that the Board of Directors of the Bank of Russia on Friday, December 17, decided to increase the key bet on 1 percentage of up to 8.5 percent. This is the seventh in a row since March, raising the basic parameter of the monetary policy. The reason for him was the strengthening of inflation and inflation expectations.