The Central Bank, together with the government, wants to resolve to share with third parties an impersonal information from the credit stories of Russians. This is stated in the draft regulator about the main directions of the financial market digitalization at 2022-2024.
It is necessary to facilitate the transfer of aggregated information about borrowers, explained to the Bank of Russia. The document is noted, in the country there are “legal gaps” in the sphere of turnover of the impersonal personal data of citizens, especially in terms of transferring such information to third parties without consent.
New rules for processing impersonal personal data will allow companies to implement new products. For example, organizations will be able to use “microdata obligations” to assess customer solvency. At the same time, there will be no damage to the leakage of personal data, the Central Bank believes.
Previously, the Central Bank called the main disadvantage of cryptocurrency – they cannot fulfill the function of the payment agent due to the high volatility of the course. Also, one of the problems is a high interest in digital assets by criminals, noted in the Bank of Russia. At the same time, the Central Bank is working as a digital ruble functional extension.