Inflate his income or lie on his professional situation may be tempting to obtain a home. How can the owner check the documents provided? How can the tenant shutter his file without cheating? Some tips.
by
To accept a tenant, the owners or real estate agents who represent them in general, in general, of monthly income equivalent to three or four times the amount of the rent. They prefer that the tenant has a job in cdi and sometimes wish that a person is bonded.
In addition to recent payroll sheets and a tax notice, the rental candidate often has to be able to provide an employer certificate indicating that he is neither in the trial period or notice before a dismissal.
That’s why when we are independent, autoentrepreneur, hired recently, or that we have no one in his entourage able to bail, temptation is great to embed his file.
“We had a person who used old pay sheets by changing the date, while she had a very good guarantor who could have allowed him to get housing. Another time, a candidate to The rental took the pay sheets of his sister by just modifying the first name, “says Sébastien Bouvron, responsible for the rental management of the Parisian real estate agency Junot.
Prison and fine
Unable to accurately encrypt the number of folders thus trafficked. A youth and housing survey conducted in 2019 by OpinionWay for the Homebrella Insurer indicated that 25% of young people had falsified their file for housing. This figure even reached 29% in Ile-de-France. If no survey has been made on other age groups, it is likely that a wider audience uses these subterfuges, especially since many websites propose to make false payrolls (they justify Often their activity by explaining that these documents are intended for “purely recreational use”).
Provide false documents is punishable by three years in prison and 45,000 fine, according to the Article 441-1 of the Penal Code. In addition, if the landlord owner or the real estate agency who represents it realizes the tuition, the confidence is broken, the coveted housing escapes the tenant, who will never be able to present a file in the agency.
If it is easy, for a rental candidate, to falsify a file, is it simple for an owner to spot the scams? Donors and agencies are more and more armed against this type of practices, thanks to artificial intelligence.
The start-up Mr. Hugo, rental support platform, offers private donors to verify the authenticity of pay sheets. “With algorithms, we can check the consistency of the information provided by the person and we quickly locate the false pay sheets”, details Bruno Cancerrel, founder of Mr. Hugo. As for the start-up meelo, it develops this type of services for real estate agencies, also using algorithms.
You have 41.93% of this article to read. The rest is reserved for subscribers.