The Russian Non-State Pension Fund “Sberbank” called the share of Russians capable of postponing independently. It turned out that their own accumulations are available at every 16th Russian. The results of the survey “SberRNPF” leads TASS.
Russians who postpone themselves on their own independently, on average, 5 percent income for these goals. Residents of the retirement age (50-60 years) form such accumulations 4 times more often than youth aged 18-30 years (11 percent against 2.7 percent). The largest number of Russians with savings turned out to be in Astrakhan (10.2 percent), Vladivostok (9.8 percent), Khabarovsk (9.8 percent) and Ryazan (9.3 percent).
In addition, the essential share of the country’s inhabitants prefer to control their budget. “More than half of Russians (58 percent) keep records of family income and expenses, found out” Sberbreak “. At the same time, almost a quarter (22 percent) of households are engaged in long-term and medium-term planning of their budget,” – indicated in the study.
Responsibilities for expenses are most often assigned to women – the budget control in the family is carried out 64 percent of the female respondents. At the same time, the planning is mainly engaged in the people of the older generation. Among those surveyed at the age of 40-50 years, budget accounting lead a little more than half (56 percent), among the respondents 50-60 years old – two thirds (68 percent). Young Russians follow the income and expenses much less often (38 percent).
In November, the Russian authorities thought about creating a single non-state retirement plan for self-employed. According to the Federal Tax Service, 99 percent of those who work on themselves do not dig on their own on old age, so they can only count on the minimum social retirement. If the project is implemented, the platform with the consent busy will send part of the income of self-employed from each order to accounts in the NPF.