Banker, President-Chairman of the Board of “Opening” Mikhail Zadornov called three main mistakes that Russians are committed when trying to accumulate funds. He was listed in an interview with “Prime” ,.
According to him, in the formation of savings, first of all, you should not be afraid to risk. According to Zadornov, the base of the savings portfolio must be tools with varying degrees of protection, both solid and risk-free and high risk element.
Second error – use the only “best” investment tool. The banker explained that much more effectively diversify his accumulations into different savings “baskets”. Then, according to Zadornov, the income of one group of investment instruments in the portfolio will compensate for a loss from the other.
Finally, the third widespread error when accumulating funds is postponed in a “piggy bank” of only large sums.
“Often we spend money on trifles, I do not postpone anything. This is especially true for young people. For successful investment it is useful to develop a habit – receiving any income, immediately postpone some amount. The only thing for what efforts is worth it is our future. And it is necessary to take care of it methodically and already today, “the banker summed up.
Previously, Sberbank analysts found out that most Russians believe that the most reliable way to become rich is still the desire to work more and better. The need to more and better work 67.7 percent of respondents called the main way to increase their income. Get an education – 56.7 percent. In addition, 44.8 percent of the research participants believe in increasing its income, and 38.6 percent trust investments in the stock market.