Microloans are most often addressed by representatives of trade and services (22 and 17 percent, respectively), the study of the company Creditter (there is at the disposal of “Lental.ru”).
Also among the main borrowers, manufactured workers with a share of 16 percent are named. In the fourth place – civil servants and builders (eight percent). Less frequently, the loans take experts employed in the field of agriculture. They account for two percent of the total number of applications approved, as well as IT employees (1.5 percent), marketing and consulting (one percent).
The average amount of the microloan depends on the region. In Moscow, it is 10,500 rubles, in St. Petersburg – 10 thousand rubles, Saratov – 8,500 rubles, Yekaterinburg – 8450 rubles, Novosibirsk and Rostov-on-Don – 8 thousand rubles. The reason for the highest references for trading and services employees is associated with their relatively low wages, the general director of the company Igor Smirnov is confident.
Clients of Russian microfinance organizations (MFIs) began to seek large microlos – 30 thousand rubles and higher. In July of this year, the proportion of such appeals was 15.5 percent, a year earlier – 13.1 percent. As a result, a major microcredit asks each sixth applied. In the MFIs themselves, they explain the situation that money is increasingly needed by small businesses and individual entrepreneurs, including to close the cash rupture.