The draft law on limiting the issuance of loans in Russia, the State Duma can take in the second and third, the final reading of this fall. The head of the State Duma Committee on the Financial Market Anatoly Aksakov announced such a future, RIA Novosti reports.
According to him, the change will allow the Central Bank to apply measures to “intruders in the financial environment” acted responsibly. Speaking at the XVIII International Banking Forum “Banks of Russia – XXI Century”, the deputy clarified that under the attackers, including bankers.
The document is entered in the State Duma in March of this year. His initiator was the Aksakov himself and the first deputy chairman of the Finnish Committee Igor Divinsky. It is assumed that it will allow the regulator to cope with the growth of unsecured lending.
Earlier, within the framework of the same policy, the Central Bank announced an increase since October 1, the allowances for risk coefficients on unsecured consumer loans in rubles.
Tightening will touch loans with a large total cost of a loan, as well as those are provided to citizens with high debt burden. In April, the regulator has already changed the parameters, but the rate of lending growth only increased.
In today’s interview, the Chairman of the Central Bank Elvira Nabiullina stressed that the current situation requires an immediate transition to direct prohibitions for the issuance of individual loans. At the same time, she expressed regret that the initiative does not find unequivocal support in the government.
Previously, the analytical company Frank RG calculated that in August, Russians scored a record amount of consumer loans. Compared with July, the number of new treaties increased by 7.5 percent. Total banks approved 2.1 million cash loans in the amount of 646.7 billion rubles.