The size of potentially non-returnable loans in Russia rose to a record level, banks rated the likelihood of losses of 400 billion rubles. This is reported by the newspaper “Vedomosti”.
Since the beginning of the year, loans that credit organizations regard are regarded as non-returnable, rose nine percent and reached 418 billion rubles (as of August 1). This is the difference between how many reserves for possible losses created banks of all (1.375 trillion), and how many of this amount had to be looked at bad loans – with a delay of 90 days (957 billion rubles).
Earlier in September, Frank RG analysts concluded that the Russians scored loans for a record amount. In August, banks approved 2.1 million cash loans worth 646.7 billion rubles. At the same time, the average size of the mercy in August reached the minimum value for the year – 313.6 thousand rubles. The demand for cash loans is explained by the acceleration of inflation against the background of slow restoration of real disposable incomes of the population, the director of bank ratings NRA Konstantin Borodulin.
At the same time, the number of credit card debts is growing in the country. According to the estimates of the Bureau of the credit stories “Eviffax”, the total number of credit cards with debts increased in Russia at the end of August to 2.6 million pieces and reached the maximum since 2019.