VTB intends to convince the Bank of Russia not to introduce strict requirements for market participants. About this, as RBC reports, said the member of the government of Gosbank Dmitry Puins. The bank will send his comments to the CB’s advisory report on the regulation of ecosystems that intend to develop banks. According to a number of analysts, on banks with a small capital, this regulation will hit first.
“Now, while this is such a high regulation, all the ecosystem. Wherever you look, all the investments are ecosystem. But as soon as the regulation is, everyone will immediately say:” Oh, it is not an ecosystem, it is partnerships, it is Venchur “. So that there is no arbitration, we are therefore wider than the decision of the regulator, the head of the Banking Support Department of the Central Bank Alexander Danilov.
previously became known that the Central Bank of Russia proposes to introduce limit on the waste of banks on the development of ecosystems. Banks want to prevent indefinitely invest in the so-called immobilized assets (IA), not creating, in contrast to loans, refund claims. Speech, among other things, can also go about investments in operating companies, IT infrastructure, software, non-core property.
Now the banks are increasing investments in the EA, developing their own ecosystems, and this perspective can negatively affect their financial stability and in general on financial stability, the report says. To regulate emerging risks, the Central Bank sees several paths, but the introduction of a limit of 30 percent of total capital considers the most balanced to be the most balanced.
Similar restrictions, believe in the Central Bank, allow banks to “develop new services and invest in an adequate amount, and will also stimulate banks not accumulate IA, but, on the contrary, sell them to release the limit.” Enter the limit is proposed in stages, consistently reducing it for five years.