In the ecosystem market, it is impossible to make the “monster” market, and the upcoming regulation should solve this issue by creating the conditions for competition. This was announced in an interview with TASS within the framework of the St. Petersburg International Economic Forum, the first deputy chairman of Sberbank Lev Hasis was told.
“It is very important that there is no one” monster “that will be the only choice in the market. As a result, of course, some kind of ecosystem will become more popular than others, it is not scary, the main thing is that these Others were. The fact of their presence will stimulate the leader to be better for customers, “he said.
According to Lev Hasis, Sber, despite a significant share in the financial market, works in a very tough competition: there are hundreds of banks that may offer, for example, more profitable interest rates for people and accommodation for people. “Competition is very good. This is a progress engine. As long as the competition persists, the question is not in antitrust regulation, but rather [this] issues related, for example, with the preservation of personal data or with the lack of discrimination against the access of relevant suppliers of products and services – he continues. – Sber, investing in the development of non-banking services, of course, does not forget for a second, which is a bank that must comply with all liquidity and reliability standards. “
Speaking about the intention of the savage to build its own ecosystem, Lev Hasis noted that the possibilities of such an ecosystem will help an unlimited number of entrepreneurs to promote their products and services. “Do not forget that we have about 3 million customers – legal entities, and in fact it helps us to develop relations with them very much, because we help them to raise their business,” he added. – On the other hand, we have tens of millions Customer – individuals for whom the possibility of a wide selection of service is an additional advantage of interaction with us. “
This business development model is economically advisable, Lion Hasis believes. “It is important to note that nowhere in the world there are no fully open or completely closed ecosystems. In the Virtual Assistant” Salute “, our ecosystem will be open, in the channels, branded by the collection, the rules will be somewhat stricter. Just like, for example, in a corporate store. Apple cannot buy a Samsung smartphone, while the Apple Store has Samsung applications, and this is normal, “he explained.