The Central Bank discovered a record “hole” in the currency balance of the banking system of the country. According to RIA Novosti, its volume is estimated at $ 15 billion.
As shown by the head of the analytical department of the BKF Bank Maxim Sidiachny, negative net currency assets were formed in November and steadily increased up to May.
This means that the currency obligations of banks exceed their foreign exchange assets. “Essentially, banks put, without taking into account their off-balanced positions, to strengthen the ruble,” explained the analyst.
Earlier in May the Central Bank saw “bubbles” in certain segments of the consumer lending market. As the first deputy chairman of the Ksenia Yudayev regulator said, the debt burden of the population has achieved historically high level.
She reminded that the Central Bank is preparing a legislative proposal to limit individuals lending at floating rates. “It seems to us very important not to prohibit, but limit the risks of this kind of loans for individuals,” said Yudaev. According to the Central Bank, on March 1, 2021, the debt of the population on loans to banks was 20.8 trillion rubles.