Part of the sending of the Bank of Russia, introduced due to the coronavirus pandemic, will be completed on March 31. This is reminded by RIA Novosti.
from April 1, in particular, the recommendation of the regulator banks will continue to meet the requests of citizens and entrepreneurs on the restructuring of loans. Also, banks will be able to force forcibly evicted debtors from housing to be recovered.
In addition, the recommendation is canceled not to accrue a penalty for overdue debt.
In February, the President of the Association of Russian Banks Garegin Tosunyan gave the Russians to the Competitions to improve credit history. So, he explained that in financial institutions they understand the complexity of borrowers associated with a pandemic, and they will take them into account. At the same time, it is necessary that Russians tune into responsible attitude to loans.
Earlier it was reported that banks began to more often refuse to Russians in the issuance of new loans – the share of approved applications in 2020 was minimal over the past three years. In 2020, Russian banks approved only 33.9 percent of the total number of submitted applications (against 36.9 percent in 2019 and 41 percent in 2018). Most of the failures of citizens received in car loans – 62 percent of applications banks were able to satisfy.