SME Bank, a subsidiary bank of the SME Corporation, has provided self-employed Nadezhda Popova from the Samara region with a loan in the amount of 950 thousand rubles to develop her own business. This was reported to “Lente.ru” in the press service of the bank.
Nadezhda Popova rents a cosmetology room in one of the beauty salons of Samara and provides cosmetology services. To solve aesthetic problems, he conducts various procedures: face and body massage, hardware cosmetology procedures, including microcurrent therapy, myostimulation, ultrasound therapy.
Hardware cosmetology services are in high demand, and in order to expand the list of procedures available to clients, such as laser therapy, Nadezhda applied for a loan from SME Bank to purchase the necessary equipment. Self-employed attracted 950 thousand rubles. The loan was provided within the framework of participation in the implementation of the national project “Small and Medium Enterprises and Support for Individual Entrepreneurial Initiatives”.
Alexander Isaevich, General Director of the SME Corporation, Chairman of the Supervisory Board of SME Bank, noted that the self-employed status allows not only to legally do one’s own business, but also makes it possible to take advantage of all the support measures that are available for small and medium-sized businesses. These are concessional lending, property support, access to purchases of major customers, information services for entrepreneurs.
Self-employed, both active and just starting out, can get a loan from SME Bank. “In 2021, SME Bank plans to provide self-employed entrepreneurs with over 500 million rubles of loans within the framework of the federal project” Creation of favorable conditions for the implementation of activities by self-employed citizens, “Alexander Isaevich shared his plans.
“I am very grateful to the employees of the Samara office of SME Bank for their prompt assistance in filling out the loan application. This allowed me to order new modern equipment for further development,” said Nadezhda Popova.
SME Bank provided self-employed citizens and individual entrepreneurs who switched to paying professional income tax from all over Russia, as of the end of 2020, about 250 million rubles of loans.
To obtain a loan from SME Bank, a self-employed entrepreneur needs to fill out an online application and a questionnaire through the bank’s remote lending system AIS NGS, as well as attach a certificate of registration and income from the “My Tax” service. An account for a loan can be opened at any bank.